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Thursday, April 24, 2025
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Market
What Is a Defensive Investment Strategy?
A defensive investment strategy focuses on minimizing risk and protecting capital, especially in uncertain market...
Grace
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February 1, 2025
Market
$400k Now or $2,000 a Month? Here’s What to Consider
Deciding whether to take a $400,000 lump sum or monthly pension benefit of $2,000 requires...
Grace
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January 26, 2025
Market
If I Claim $3,000 in Social Security, Does My Wife Have to Separately File for Her Spousal Benefit?
To understand how this works, let’s look at our hypothetical situation from above. Imagine that...
Grace
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January 11, 2025
Market
I’m 65. What’s My Retirement Budget With $1.2M Saved and $2,900 a Month in Social Security?
As you approach retirement, your financial focus shifts. During your working life, retirement is about...
Grace
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January 10, 2025
Market
Why Overcapitalization Is Important for Investors
Overcapitalization happens when a company raises more capital than it can use effectively, causing inefficiencies...
Grace
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January 9, 2025
Market
Longevity Upends Traditional Financial Planning: MIT AgeLab Study
Retirement isn’t just about money. Longer lifespans mean that retirement will be far more dynamic...
Grace
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January 4, 2025
Market
How Do I Handle RMDs When My Stocks Are in the Red?
If locking in your investment losses is a primary consideration for you, and you don’t...
Grace
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December 20, 2024
Market
I Have $1.6 Million. Does It Make Sense to Convert $160k Per Year to a Roth IRA at Age 62 to Avoid RMDs in...
Converting your 401(k) to a Roth portfolio will allow you to entirely avoid RMDs. This...
Grace
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November 18, 2024
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